Letter from The Editor: Take Advantage
May 30th, 2010 | Published in Letters, Uncategorized | 2 Comments
Now that we’re grown and have graduated, we can seriously ask “What the hell were all those unnecessary college courses for?” I mean for real, a journalism major taking micro economics. What was that class about anyway? If it wasn’t for my math genius best friend I would have NEVER passed. Can anyone tell me what micro economics is now? Smh. The government just sucked all of my little monies.
Ugh money… government… school. How many of you have begin paying back on your student loans? Crickets aye? Well neither have I so don’t feel bad. I wish I could but it just doesn’t seem more important then the mortgage, car note or even my credit card bill. Am I doing the right thing by pushing and pushing the deferment or are my interests adding up and I’m too dumb to realize?
I mean I know I should pay it and I think that the more I push it the more interest accrue and if I don’t pay it will go on my credit but what else should I and millions like me know? Somebody… anybody? Maybe I should have paid attention in micro economics after all. I still have the book because the bookstore wouldn’t buy it back. Let me wipe the dust off and school myself real quick before I’m in backdoor debt.
In case you had not googled the word yet, Wikipedia & Dictionary defines Microeconomics as ‘a branch of economics that studies how the individual parts of the economy, the household and the firms, make decisions to allocate limited resources, typically in markets where goods or services are being bought and sold. Microeconomics examines how these decisions and behaviors affect the supply and demand for goods and services, which determines prices, and how prices, in turn, determine the supply and demand of goods and services. This is a contrast to macroeconomics, which involves the “sum total of economic activity, dealing with the issues of growth, inflation, and unemployment.”‘
Students take advantage of all of your classes. There is something to learn from everyone, every experience and every class.
Love,
The Editor
Aerial
June 9th, 2010at 8:22 pm(#)
Hey girl! I recently looked into taking out a student loan and came to the realization that most students don’t read the fine print. It took me a little over an hour, but I read EVERY last word, lol! If you’re referring to a Stafford Loan (which is what most have) which is subsidized, interest does not accrue during deferment. However, for that good ol’ unsubsidized the interest accrues and is capitalized which is why in most cases they don’t have a problem allowing you to defer payments. Girl all it takes is a click of the mouse and the internet schools you. You should look into the “Income Sensitive Repayment Plan” and the “Income Based Repayment Plan”.
June 13th, 2010at 10:16 pm(#)
Luckily for me student loans aren’t a problem seeing how I never went to a college where the financial aid awarded to me wasn’t enough to cover my classes, books, and a lil extra for my pockets. But I go back and forth with sometimes how I wish I would’ve went away to school oppose to staying back home and choosing the independent adult life so soon. I’ll have a degree by now and probably have one good career instead of working two so so jobs.
I’ve always believed… (and this article pushed me a pinch closer to confirming it) that people who go away for school don’t have a clue about the real world. They’re put up in this make believe environment called campus for four plus years and then released into the real world like lost puppies. So of course they wouldn’t know the importance of microeconomics because they don’t know how to relate it to their lives yet.
Whenever I wish I would have went off to school I quickly remind myself how fortunate I am to know how to survive first hand in this crazy world. I didn’t go to college directly after high school but when I did after 2yrs of busting my ass trying to be independent in the dog eat dog streets of Chicago microeconomics was the most interesting class I’ve ever taken…because I needed it!
Overall I agree when you say every class offers something to our lives – the hard part is figuring out when, where, and how to implement it into out lives =)